March 1, 2013

Letters to the Editor: March 1, 2013


---- — Gun bans

TO THE EDITOR: I am worried about how everyone in local, state and federal government is trying to limit guns from being in the hands of American citizens, as this is a Second Amendment right afforded to all American citizens.

New York Gov. Cuomo has banned assault weapons and limited all guns, even pistols with a permit, to seven rounds max. California and Colorado have done the same.

The government and the states want mental-illness people to be exempt from owning guns. My question is what is their criteria for determining a mental disease that prohibits ownership of a firearm?

The facts: 2.4 million Americans experience schizophrenia, 5.7 million Americans experience bi-polar disorder, 14.8 million Americans experience depressive disorders, 40 million Americans have anxiety disorder, and around 39,000 of our troops from Afghanistan and Iraq suffer from post-traumatic stress disorder.

I must also ask why is the government trying to limit gun ownership in the United States all of a sudden?

I must say guns kill with people using them as cars kill with people using them. I state that people will be crazy if they give their guns up.


Tupper Lake


Flood insurance

TO THE EDITOR: Last summer, Congress enacted changes to the National Flood Insurance Program that will result in dramatically higher flood-insurance costs for many policy holders.

To account for the true costs of flood insurance, the bill phases in premiums that reflect the full flood risk of each insured building.

Congress clearly wants to restore the fiscal soundness of the NFIP (which owed the U.S. Treasury $17 billion prior to Hurricane Sandy) and expects people who occupy flood plains to shoulder more of the costs.

The legislation phases out insurance subsidies for several categories of buildings, including second homes, business properties, new policies and newly purchased property.

Without these subsidies, insurance costs will be based on the elevation (or flood-protection level) of the structure. The resulting rates can be quite high, particularly for buildings with basements.

Other changes will affect rates for all flood insurance policies, which can rise by up to 20 percent per year. The bottom line is that premiums are going to rise significantly in future years. Unfortunately, Congress did not address the affordability of flood insurance, other than to authorize a study.

The New York State Floodplain and Stormwater Managers Association recognizes the need for NFIP reform but is concerned about the impact this legislation will have on business districts and real-estate markets in older flood-plain communities.

The association will continue to advocate for additional reforms to the flood insurance program in order to achieve the multiple objectives of affordability, fairness and fiscal soundness.


Region 5 director

New York State Floodplain and Stormwater Managers Association