Credit unions are unique because they are not-for-profit, democratically controlled, member-owned cooperatives. Credit unions pool their members’ assets to provide low-cost loans and other financial services in the best interest of the members, not to earn shareholder profits.
Credit unions play a vital role in the economic development and stability of the communities they serve, helping people improve their lives through access to affordable financial services and making the world a better place to live.
Stellar member service and democratic control are just some of the many benefits of being a credit union or cooperative member. That’s as true of credit unions here in the North Country as it is in other cooperatively owned financial institutions from Afghanistan to Zimbabwe. Cooperatives and credit unions are founded on community service, a principle that has set them apart for more than 150 years.
We hope everyone will join us in celebrating the credit-union difference, our proud cooperative heritage and the wonderful opportunities credit unions and cooperatives offer members of the North Country community.
Peru Federal CU
UFirst Federal CU
Dannemora Federal CU