NICHOLAS A. FERRO, 91, of 9 Munsey Way, Elizabethtown, died Sunday, Dec. 3, at the Elizabethtown Community Hospital. He was born Sept. 8, 1921, in New York City, the son of Bertold and Maria (Grenese) Ferro. No calling hours will be held, a Naval Military service will be held at 11 A.M., Friday, Dec. 7th at Gerald B.H. Solomon Saratoga National Cemetery. W.M. Marvin's Sons funeral home in Elizabethtown is in charge of arrangements.