January 21, 2014

People urged to act on Target offer

PLATTSBURGH — Attorney General Eric T. Schneiderman is encouraging New Yorkers to take advantage of the free credit monitoring and identity-theft protection available in the wake of the Target security breach.

In December, Target agreed to the attorney general’s demand to provide these services to potential victims. Anyone who has ever shopped at Target is eligible for free credit monitoring for a full year.

Target customers can register at

The service will be offered through Experian’s ProtectMyID, which provides a credit report, daily credit monitoring, identity-theft insurance (except where prohibited by law) and access to personalized assistance from a fraud-resolution agent.

Consumers who shopped at Target in the United States may request an activation code by entering their name and email address at before April 23.

Consumers will receive an email from Target within one to five days that will include a unique activation code and instructions on how to register the code with ProtectMyID.

Consumers will have until April 30 to register their codes.

Emails collected during the process of creating activation codes will be used only for the purpose of sending an activation code to enroll in free credit monitoring.

Consumers with questions are encouraged to visit or to contact Target directly at (866) 852-8680.

If you think you are a victim of fraud, the Attorney General’s Office suggests you:

• Create an identity theft fraud report. To do this, file a complaint with the Federal Trade Commission, (877) 438-4338.

• Print the provided Identity Theft Affidavit and use it to file a police report and Identity Theft Report.

• Put a freeze on your credit report by notifying each of the credit reporting agencies: Equifax, TransUnion or Experian.

This will block someone from obtaining credit using your name or personal information. You won’t be able to apply for any new credit cards or loans while the freeze is in effect, but you can continue to use your existing cards.

• Get a copy of your credit report from each of the three agencies. You are entitled to free reports once you post a fraud alert or put a freeze on your account.

• Check your credit-card account frequently to look for any irregular activity. 

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