Local News

February 13, 2014

BCSD continues retiree health-insurance talks

BEEKMANTOWN — Beekmantown Central School retirees learned more Tuesday night about the health-insurance switch that the district is considering.

At the district’s request, Champlain Valley Educational Services Director of Human Resources Rachel Rissetto presented School Board meeting attendees with information about moving from Plan A to Plan B and options for the board to consider.

One option involves moving BCSD retired teachers and support staff to Plan B with a Health Reimbursement Agreement and a cap on prescription-drug costs.

With a Reimbursement Agreement, Rissetto explained, the annual Plan B deductible would remain at $50 for individuals and $125 for families and the annual out-of-pocket max at $400.

“The deductible and the out-of-pocket would be identical (to Plan A),” Rissetto said.


In addition, she noted, the Clinton-Essex-Warren-Washington Schools Health Insurance Consortium, to which BCSD belongs, is considering applying a $500 cap on prescription drugs for Plan B subscribers.

The proposal, which Rissetto said has received “significant support” from the consortium’s board, is expected to be voted on Friday.

If passed, it would mean the group would cover any prescription costs for individuals that exceed $500 annually.

Additionally, BCSD Superintendent Dan Mannix said at the meeting, there has been some discussion among BCS Board members about the district potentially setting its own, lower annual drug cap, such as $350 to $400 per individual.


Plans A and B, according to Rissetto, have the same participating doctors and cover the same drugs.

“If a prescription is covered under (Plan A), it is covered under (Plan B),” she said.

The two plans also have identical in-network pharmacies, Rissetto added.

However, according to information prepared for the consortium by its consultant, Locey & Cahill LLC, and provided to the Press-Republican by BCSD retiree Miles Moody, the costs of out-of-network pharmacies are covered by the consortium under Plan A but not under Plan B.

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